🌟 FinPlan Pro — V3N Wealth Solutions

AI-powered personalised financial planning

⌂ Home
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Step 1Profile
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Step 2Finances
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Step 3Family
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Step 4Goals
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Step 5Risk
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Step 6Plan
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Tell us about yourself

Your personal profile forms the foundation of your customised financial plan. This takes just 2 minutes.
🔒 100% Confidential ⚡ 2 Minutes 🎯 Personalised Plan
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Financial Profile
Income, assets & liabilities mapped
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Goal Mapping
Every goal tracked to completion
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Risk Profiling
Investment strategy built for you
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PDF Report
Download & share your plan
📋 Keep these ready for a fast, accurate plan
Monthly income (net take-home)
Monthly expenses and EMIs
PF balance and monthly deduction
Mutual fund portfolio and SIP
NPS balance (if any)
Bank savings and FD balance
Basic salary and years of service
Life and health insurance cover
Financial goals with cost and timeline
Family monthly expenses post-retirement
💡 You have 2 plan generations with your access code. Fill carefully — you can edit and regenerate once.
✨ Your plan will include all of this
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Financial Health Score
Rated /10 with detailed analysis
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Goal-wise SIP Plan
Exact SIP for every goal you set
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Retirement Corpus
PF + NPS + Gratuity + SIP mapped
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Insurance Gap Analysis
Life & health cover recommendation
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Tax Saving Tips
80C, 80D, NPS, HRA optimisation
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PDF Download
Save and share your full plan
👤 Step 1 of 5 — Personal Profile

Fill in your basic details. This personalises every section of your plan.

Used for income adequacy and tax planning
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Income, expenses & investments

A complete picture of your money flow and current investments — the engine of your financial plan.
📊 Cash Flow Analysis 💼 Portfolio Mapping 🏦 Asset Allocation
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Income Mapping
Net take-home drives your entire plan
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Surplus = Wealth
Every rupee saved compounds over time
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All Assets Count
PF, NPS, MF, Gold, PPF — all mapped
💰 Step 2 of 5 — Income, Expenses & Investments

All amounts in ₹. Enter with or without commas. Enter 0 if not applicable.

Monthly Surplus (updates live)
₹ —
Your surplus is the engine of wealth creation
Enter here if not filling loan breakdown below
🏦 Bank Savings & Fixed Deposits
First 6 months of expenses+EMI = emergency fund. Surplus allocated to goals.
📈 Mutual Funds & Stocks
Total SIP amount currently running
🏛️ Provident Fund (EPF)
🏢 NPS
🎁 Gratuity
Formula: (15 ÷ 26) × Last monthly Basic+DA × Total years of service
🪙 PPF & Gold
⚠️ Loan Details
🏘️ Real Estate (investment property only)
Included in overall wealth projection. Not mapped to individual goals.
👨‍👩‍👧‍👦

Family & protection needs

Your family's future is our priority. This helps us calculate the right insurance cover and plan for every milestone.
🛡️ Life Cover 🏥 Health Cover 🎓 Education Plan 🌅 Retirement
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Life Cover Needed
Typically 10–20x your annual income to protect your family
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Health Cover
₹10–25L family floater recommended for Indian families
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Retirement Corpus
25x annual expenses needed for a comfortable retirement
👨‍👩‍👧 Step 3 of 5 — Family & Protection

Family details help us calculate the right insurance cover and retirement corpus.

Used to calculate life insurance cover needed
Used to calculate retirement corpus needed
🎓 🏠 💒 🌅 Education Home Marriage Retirement
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Your financial goals

Every dream needs a plan. Add all your goals below — we'll calculate exactly how much SIP you need for each one.
📅 Timeline Based 💰 SIP Calculated 📊 Inflation Adjusted
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Education
Inflation ~10–12% p.a.
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Home
Property price growth
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Marriage
Plan 5–10 yrs ahead
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Retirement
25x annual expenses
🎯 Step 4 of 5 — Financial Goals
Applied to all goals. 6% is standard Indian long-term inflation assumption.

Common goals: Child education • Child marriage • Retirement • Home • Car • Travel

Low Medium High
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Your risk appetite

5 quick questions that determine your investor personality and the right asset allocation for your goals.
🧠 Behavioural Analysis 📊 Asset Allocation ⚡ 2 Minutes
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Conservative
FD + Debt funds focus
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Moderate
Balanced equity + debt
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Aggressive
Equity dominant portfolio
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Very Aggressive
Max equity + mid/small cap
⚖️ Step 5 of 5 — Risk Profiling
Your risk profile — updates live
Very ConservativeConservativeModerateAggressiveVery Aggressive
Select answers below to see your profile
1 If your portfolio falls 20% in one year, what would you do?
😰 Sell everything immediately
I cannot afford to lose money
😟 Worry but wait and watch
I hope the market recovers
😌 Hold confidently
I think long-term
😎 Invest even more
A great buying opportunity!
2 What is your primary investment objective?
🔒 Preserve my capital
Safety is my top priority
💵 Earn regular income
Steady and predictable returns
⚖️ Balanced growth
Mix of safety and growth
🚀 Maximum wealth creation
High growth is my priority
3 How stable is your income over the next 5 years?
⚡ Very uncertain
Self-employed or startup
📊 Somewhat variable
Commission or sales-based
💼 Mostly stable
Salaried, private sector
🏛️ Very secure
Government, PSU or MNC
4 How long can you keep money invested without needing it?
⏰ Less than 2 years
Need liquidity soon
📅 2 to 5 years
Medium-term
📆 5 to 10 years
Long-term investor
♾️ 10 years or more
Very long-term, patient
5 What annual return do you realistically expect?
🏦 6 to 8% per year
FD-level is fine for me
📈 10 to 12% per year
Beat inflation comfortably
💹 14 to 16% per year
Strong wealth creation
🚀 18% or more per year
Aggressive growth
⚠️ Please answer all 5 questions above before generating the plan.
✓ Access code verified — you can now generate your plan
Don't have an access code? Contact V3N Wealth team.
📱 WhatsApp: +91 8375052220
⚡ 2 plan generations remaining with your access code
After plan is generated you can edit and regenerate once using the same code.

Building your personalised financial plan...

Calculating wealth projections, goal SIPs, insurance and gratuity

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